Advice from the Sage Owl
Beyond the Basics: The Different Smith Manoeuvre Strategies
Are There Really 8 Smith Manoeuvre Strategies? In my previous article, we covered the fundamentals of the Smith Manoeuvre and how the strategy works at a high level. I also mentioned that the Smith Manoeuvre is not limited to just one approach—there are several different ways it can be implemented depending on your goals, financial…
Read MoreUnlocking Peace of Mind with the Smith Manoeuvre: Turning Your Home into a Wealth-Building Engine—Without Sacrificing Today
For many Canadians, homeownership is so much more than just a financial investment. It’s where our children grow up, where we host Sunday dinners, and where we build our lives. Because our homes mean so much to us, our natural instinct is to protect them. We work hard, make sacrifices, and commit to paying off…
Read MoreFinancial Planning Isn’t Optional, It’s Your Power Move: Financial Planning Myths and Why You Absolutely Need a Plan (and a Planner)
Financial planning is one of those things most people know they should think about… yet many avoid it for years. Not because they’re irresponsible. Usually, it comes down to a few common beliefs: “I’m not wealthy enough yet.”“I can figure this out myself.”“Once I make a plan, I’m done.”“Planning will restrict my lifestyle.” After decades…
Read MoreWhat Does Money Mean to You?
Have you ever stopped and really asked yourself: “What does money mean to me?” As financial advisors/ planners, we spend so much time talking about returns, projections, and strategies that we sometimes forget the most important element in a financial plan — the client’s relationship with money. Over the years, I’ve learned that before we…
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